Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Kathleen Kellett, a proven Waynesboro, Staunton and Charlottesville, Virginia NUMBER1EXPERT™ Top Selling real estate agent. Find Waynesboro, Staunton and Charlottesville Homes - Find Waynesboro, Staunton and Charlottesville, Virginia real estate listings & homes for sale provided by Kathleen Kellett, your local expert real estate agent. For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Kathleen Kellett, a proven Waynesboro, Staunton and Charlottesville, Virginia NUMBER1EXPERT™ Top Selling real estate agent. For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Kathleen Kellett, a proven Waynesboro, Staunton and Charlottesville, Virginia NUMBER1EXPERT™ Top Selling real estate agent. Waynesboro, Staunton and Charlottesville Information - Find local information on Waynesboro, Staunton and Charlottesville, Virginia including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Kathleen Kellett, a proven NUMBER1EXPERT™ Top Selling real estate agent. Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Kathleen Kellett, a proven Waynesboro, Staunton and Charlottesville, Virginia NUMBER1EXPERT™ Top Selling real estate agent. About Kathleen Kellett - Information about Kathleen Kellett including testimonials, guarantees, credentials, and contact information. Learn why Kathleen Kellett is a proven Waynesboro, Staunton and Charlottesville, Virginia NUMBER1EXPERT™ Top Selling real estate agent. 
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Financing Your Home >They Said Yes
Applying for a mortgage loan brings out the paranoia in everyone, even those who are most compulsive and consistent about paying their bills on time. Remember that the lender wants your business and will do everything possible to help finalize your home purchase.
There will be nothing to worry about if you have paid your bills more or less on time. If you have a record of late payments but no serious credit problems, you may have to provide the lender with a written explanation of why certain payments were late. The loan approval may depend on whether or not the excuses are reasonable. Your lender can probably help you work things out if your problems are not serious. If your credit problems are serious, it will help to sit down with a lender even before you begin house hunting.
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| Q |
What 45,000 sq.ft. home on 5-acres on Lake Washington is described as an 'adventurous house' by its owner?
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| A |
The home of Microsoft's Bill Gates ($40+ million) has a wall of 24 video monitors featuring art and film and a 60-foot pool. |
 See More Real Estate Trivia > |
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