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You'll be happy you made this call. 540-241-0065.
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"I have recommended her to several managers"
"Top Qualities: Great Results, Personable, High Integrity"
Jack Abato, Waynesboro, VA
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Waynesboro, Staunton, Charlottesville and Augusta County Information:
About Waynesboro - Moving to Waynesboro, Virginia? Get info here... About Staunton - Moving to Staunton, Virginia? Get info here... About Charlottesville - Moving to Charlottesville, Virginia? Get info here... About Virginia Place and Sherwood Estates - Moving to Virginia Place and Sherwood Estates, Virginia? Get info here... Local Neighborhoods - Waynesboro, Staunton and Charlottesville Area Neighborhood Information. Things To Do - Things To Do In Waynesboro, Staunton and Charlottesville! Restaurants And Shopping - Click here for more Inforamtion... School Reports - Reports for Waynesboro, Staunton, Charlottesville and Augusta County schools kindergarten, elementary, and high schools. Relocating? - Free real estate information & relocation package if you're relocating to Waynesboro, Staunton, Charlottesville and Augusta County, in Augusta and Albemarle County VA. Go to Main Sitemap - Main sitemap sections include Find Waynesboro, Staunton, Charlottesville and Augusta County Homes, For Home Buyers, For Home Sellers, Waynesboro, Staunton, Charlottesville and Augusta County Information, Real Estate Resources, and About Kathleen Kellett. 
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Interest Rates >Locking in Loan Rates It is important for both new homebuyers and homeowners who want to refinance to understand how to lock in an interest rate when applying for a mortgage loan. Understanding how rate locks work prepares you to evaluate your options.
While you are in the process of applying for your mortgage loan, interest rates will most likely fluctuate from day to day and week to week. If you want assurance that the wonderfully low interest rate on your loan will not increase while you are waiting for loan approval, ask for a rate lock. A conventional rate lock is a guarantee from the lender that your mortgage will carry a particular interest rate, with specific, predetermined points and fees.
The interest rate is "locked in" for a specified period of time, usually thirty days. When you call a lender for a rate quote, ask how long that rate will last for. If you think you might need more than thirty days to complete your home purchase or refinance, tell your lender how many days you will require, and they will give you an adjusted rate quote.
Rate locks are especially useful if interest rates are on the upswing, and you are concerned about ending up with higher monthly payments. If you cannot afford the risk of a further interest rate increase, lock in your loan rate now.
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| Q |
In which 'Oil Sheikdom' of the Far East do the wealthy still choose to live in primitive houses on stilts?
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Brunei's oil wealth results in no income tax, free education and health services, and cheap housing loans for its average citizen. |
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Kathleen Kellett
Better Homes and Gardens Real Estate III
17 Parkway Lane
Fishersville, VA 22939
Phone: 540-241-0065
Fax: 540-886-5248
kathleenkellett@gmail.com
I am a professional real estate agent who genuinely cares about the people I represent. I offer services on this website without obligation or expectation of compensation. I offer this because I want to become your Realtor for life. As your trusted, caring, professional, I will help you find the best home for you and your family in your desired Augusta County or Shenandoah Valley Virginia area within your price range. If you have a home to sell, I will work to sell it as quickly as possible for as much as the market will bare.  
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