Waynesboro, Staunton and Charlottesville real estate and homes for sale in Virginia - Kathleen Kellett, REALTOR® REALTOR® Logo - NUMBER1EXPERT NUMBER1EXPERT™ Logo
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Kathleen Kellett






You'll be happy you made this call. 540-241-0065.

Testimonials
She is energetic, personable and truly cares
"SHE KNEW EXACTLY WHAT I WAS LOOKING FOR..."
Allen Sandridge, Staunton, VA
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Latest Listings
Get the Latest Listings Before Anyone Else!
As soon as I list another home for sale, I'll email you. You'll know first.
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Property Valuation
Welcome > For Sellers > Property Valuation ...

Buyers Want Your Home for As Little As Possible. Quickly Find Out What It's Really Worth, by Email, for Free.

Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.

Let me do a quick "Comparative Market Analysis" for you, for free, and with no obligation. Also known as a CMA, this analysis compares your home to others that are currently on the market and to those that have recently sold.

As a top real estate agent, I determine the value of local area homes daily. Using the information you provide below, I can perform a quick market analysis, and give you a free estimate of what your home is worth in today's market.

Remember, market conditions can be different, even from one  neighborhood to the next. I know how to take all these factors into account when determining the true market value of your home.

This service is completely free and without obligation. There are absolutely no strings attached.

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School Reports in Waynesboro, Staunton and Charlottesville, Virginia
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Virginia Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Waynesboro, Staunton and Charlottesville 



Real Estate Tips
Financing Your Home >Balloon Mortgages

In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.

Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.

See All Tips In The "Financing Your Home" Category >
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Real Estate Trivia
Q 
Due to low business and living expenses, what areas are considered to be the fastest growing in the country?

A 
According to recent studies, the Southern and Western regions of the U.S. are among the nation's strongest economies.
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Kathleen Kellett, REALTOR®, real estate agent and broker for Waynesboro, Staunton and Charlottesville, Virginia home listings, property and land for sale - NUMBER1EXPERT

Kathleen Kellett
Real Estate III

17 Parkway Lane
Fishersville, VA 22939
Phone: 540-241-0065
Fax: 540-886-5248
kathleenkellett@NUMBER1EXPERT.com


Real Estate III - The Best. One Home at a Time

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