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You'll be happy you made this call. 540-241-0065.
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"Always Professional"
"I HAVE PURCHASED OVER 10 PROPERTIES, AND YOU HAVE BEEN THE MOST HELPFUL REALTOR WITH WHOM I WORKED."
Del Wood, Charlottesville, VA
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A series of maps show the formation and division of Augusta County from 1738 through 1791. An animated map shows the formation of Virginia and West Virginia counties from 1617 to 1995.
During the Civil War, Augusta served as an important agricultural center as part of the "Breadbasket of the Confederacy." The Virginia Central Railroad ran through the County linking the Shenandoah Valley to the Confederate capital at Richmond. One of the bloodiest engagements ever fought in the Shenandoah Valley, was fought on June 5, 1864 at the Battle of Piedmont, a Union victory that allowed the Union Army to occupy Staunton and destroy many of the facilities that supported the Confederate war effort. Augusta County suffered again during General Philip H. Sheridan's "Burning" that destroyed many farms.
The territory of Augusta eventually had seven states carved from it: West Virginia, Kentucky, Ohio, Indiana, Illinois, Michigan and part of Pennsylvania. For the first seven years of Augusta county’s existence, residents had to conduct business in Orange County which was quite a hindrance. Once the Augusta population increased enough, however, a courthouse was established in 1745 at Beverley’s Mill Place, which is present day, Staunton. From the beginning Staunton has been the county seat of Augusta.
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Thanks, Kathleen
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Foreclosures >4. Foreclosure Alternatives There are several alternatives for a homeowner to consider when foreclosure is looming. Before proceeding, a homeowner must first choose whether or not he or she wants to keep his or her home.
If a homeowner wants to keep their home:
- Repayment plan: The homeowner establishes a payment schedule with the lender to pay the delinquent amount.
- Special forbearance plan: The homeowner requests a temporary reduction or payment suspension that will be increased after a set specific period of to repay the delinquent amount.
- Modifying the mortgage: The homeowner can refinance the debt and/or extend the term of the loan.
- HUD partial claim: If the homeowner has a loan insured by the Federal Housing Administration the lender can get a one time payment from the FHA-Insurance Fund to get the mortgage payments up to date.
- Refinance: The homeowner can negotiate a new loan with a different interest rate in order to make smaller payments.
- All options listed are subject to approval of the lender.
If a homeowner does not want to keep their home:
- Sell the house: Depending on the situation, the homeowner may be able to sell the house for more than is owed to the lender.
- Assumption: The homeowner turns over possession of the house to another person who then assumes the responsibility of the payments.
- Short sale: The lender and the homeowner come to an agreement to sell the home at a loss in order to get the homeowner out.
- Pre-foreclosure sale: The homeowner can sell the home and use the proceeds to settle the mortgage debt, even if the proceeds are less than the amount owed.
- Deed in Lieu of Foreclosure: The homeowner surrenders the property to the lender without further damage to his or her credit.
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| Q |
How can you give your home the equivalent of sunglasses?
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| A |
Install low "E" squared glass filters sunlight, saves on energy costs and prevents fading of furniture, drapes and carpets. |
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Kathleen Kellett
Better Homes and Gardens Real Estate III
17 Parkway Lane
Fishersville, VA 22939
Phone: 540-241-0065
Fax: 540-886-5248
kathleenkellett@gmail.com
I am a professional real estate agent who genuinely cares about the people I represent. I offer services on this website without obligation or expectation of compensation. I offer this because I want to become your Realtor for life. As your trusted, caring, professional, I will help you find the best home for you and your family in your desired Augusta County or Shenandoah Valley Virginia area within your price range. If you have a home to sell, I will work to sell it as quickly as possible for as much as the market will bare.  
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