Welcome. This real estate search site will provide you with useful information for the Central Shenandoah Valley (Fishersville, Waynesboro, Staunton, Stuarts Draft, etc) and Charlottesville (Scottsville, Albemarle County, Crozet, etc).
Like myself and so many others, you have decided you want your next home to be in a location presented above or one of the surrounding areas.
Now you just need to decide who you will entrust to help you find that home.
Every home buyer approaches their search with specific needs in mind. Many are retirees, some are relocating to the area, and others are natives who are choosing to either reduce or increase the size of their primary residence. What each person seeks in a home varies based on needs, wants and desires. Some seek low maintenance living like a townhome or a condo. Others are seeking a project to keep them busy. Regardless or your unique situation, my desire is to be your home match-maker!
I can assure you that there is a home waiting for you and I can help you find it. I care about what I do and I am the professional for you!
This site is filled with ways that you may contact me , I am a genuine real estate agent who cares about the people I represent. I offer services on this site without obligation or expectation of compensation. I offer this because I want to become your Realtor for life. As your trusted, caring, professional, I will help you find the best home for you and your family in your desired Virginia area within your price range. If you have a home to sell, I will work to sell it as quickly as possible for as much as the market will bare.
Buying and selling a home is one of the biggest events in your life.
As a caring and established real estate professional in the Central Shenandoah Valley and Charlottesville area, I look forward to making your next transition a positive expierence with a happy ending for all.
Join my family of clients today! (see my clients testimonials)
Sincerely,
Kathleen
540-241-0065 (m)
KathleenKellett@gmail.com
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Financing Your Home >Qualifying Guidelines
It may be difficult to qualify for a home mortgage loan. As a buyer, you may find the perfect home, but finding the perfect financing might become elusive. After you complete the application process, your lender may turn you down, which is an upsetting development for any prospective homebuyer. What can be done to remedy such a setback?
The answer depends on why you were turned down. If your income is too low to satisfy one mortgage company, there might be another company with more liberal qualifying guidelines. If you have had credit problems, some lenders may be more willing than others to help you clear them up in a manner that satisfies their underwriters. If your loan runs into problems, sit down with the loan officer and your real estate agent to investigate the possibility of using a different lender. The first company may be able to "assign" the package to a competitor, enabling you to use your same credit report and appraisal. You will need the cooperation of your sellers, too.
While loan rejections are disappointing, they can be resolved.
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| Q |
Who received the largest land grant ever given to an English subject for only two beaver skins per year?
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| A |
William Penn, the Quaker leader, received Pennsylvania and Delaware to settle a debt owed his father by King Charles II. |
 See More Real Estate Trivia > |
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