Listing Details: Waynesboro, Staunton and Charlottesville, Virginia Real Estate Listings & Homes For Sale Provided by Kathleen Kellett

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Phone: 540-241-0065
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Hot - QUAINT CAPE COD!

$129,900 FIRST FLOOR MASTER!

Photo of 1012 Hevener Lane, Staunton, VA, 24401.

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Front Exterior View 1

Address: 1012 Hevener Lane	City/ST: Staunton, VA	Zip Code: 24401
Location: STAUNTON, VA	Property Type: Single Family Home	New or Resale: Resale
Square Footage: 1192	Bedrooms: 3	Bathrooms: 1
MLS# 57565

Quaint cottage complete with a front covered porch! Original hardwood floors throughout, fresh paint, a master bedroom on the first level, and much more! Updated kitchen features white cabinets,neutral counters and a large pantry. The backyard borders a small forest, creating privacy. The exterior and roof were recently painted. Convenient to 262, I-81 and downtown Staunton. Here's your chance!

Directions: From Wboro, I64 W, I81S, Staunton exit VA 262, Churchville exit (Rt. 250), left onto Hevener, home on your right.

Last Updated: 9/2/2010 2:52:49 PM

Listing Agent and Office: Kathleen Kellett, Better Homes and Gardens Real Estate

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Front Exterior View 1
Front Exterior View 2
Tons of Charm!
Covered Front Porch
Welcome Home!
Living Room
Dining Area View 1
Dining Area View 2
Kitchen
First Level Master
Bath
Second Bedroom
Upstairs Room/Closet/Third Bedroom
Upstairs Landing
Rear Covered Porch

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Financing Your Home >Your Mortgage

Many homeowners overlook the mortgage payment as a tool for financial management. They get the mortgage, move in, make the payments, and pay off the loan eventually. Smart homeowners know that by properly adding to their monthly payments, even by a small amount, they can substantially reduce the term of their loan, not to mention the total interest they will pay. In fact, prepaying one full year of a standard mortgage can save thousands of dollars in interest. The key is to do it properly and to find the right lender for whom prepayment is not a problem.

More progressive lenders allow the option to add money to the monthly payment which goes directly to the principal. How much should you add? It's largely a personal decision, and it depends on your cash flow. But be mindful of the fact that the mortgage interest rate is probably the lowest interest loan you will find, so don't short yourself with prepayment only to run up credit card debt!

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Q	What is considered the primary factor distinguishing buyers of prestigious properties from the average home buyer?
A	Financing doesn't worry these buyers; they often put down 40 percent or more or pay cash for a property
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Kathleen Kellett, REALTOR�, real estate agent and broker for Waynesboro, Staunton and Charlottesville, Virginia home listings, property and land for sale - NUMBER1EXPERT

Kathleen Kellett
Real Estate III
17 Parkway Lane
Fishersville, VA 22939
Phone: 540-241-0065
Fax: 540-886-5248
kathleenkellett@NUMBER1EXPERT.com

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