Listing Details: Waynesboro, Staunton and Charlottesville, Virginia Real Estate Listings & Homes For Sale Provided by Kathleen Kellett

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Phone: 540-241-0065
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Sold - THE PIONEER. SOLD!

$213,175 PRE-SOLD!

Photo of 425 CAMPBELL ST, STAUNTON, VA, 24401.

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Address: 425 CAMPBELL ST	City/ST: STAUNTON, VA	Zip Code: 24401
Location: FRONTIER CROSSING, STAUNTON VA	Property Type: Single Family Home	New or Resale: New
Square Footage: 1500	Bedrooms: 3	Bathrooms: 2 full, 1 half
MLS# 54586

COUNTRY LIVING IN THE CITY! Frontier Crossing is Staunton's newest affordable neighboorhood, featuring new homes, nestled in the woods. Come and discover the benefits of living in the wooded acres of Frontier Crossing. This 3BR/2.5BTH home,offers a casual and very low maintenance floor plan for active family. Great location! This plan is pre sold! Other plans and lots still available! Call for more details!

Last Updated: 12/9/2009 8:40:44 PM

Listing Agent and Office: Kathleen Kellett, Better Homes and Gardens Real Estate

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Financing Your Home >Assuming a Mortgage

You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.

Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.

Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.

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Q	Who is "Freddie Mac", and why is he a big name in real estate?
A	"Freddie Mac" is the nickname for FHLMC, the Federal Home Loan Mortgage Corporation, which buys mortgages from lending agencies, thus allowing lenders to continually replenish funds for new mortgage loans.
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Kathleen Kellett, REALTOR�, real estate agent and broker for Waynesboro, Staunton and Charlottesville, Virginia home listings, property and land for sale - NUMBER1EXPERT

Kathleen Kellett
Real Estate III
17 Parkway Lane
Fishersville, VA 22939
Phone: 540-241-0065
Fax: 540-886-5248
kathleenkellett@NUMBER1EXPERT.com

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